Driving Tips That Help You Save Fuel Costs And Minimise UK Car Insurance Premiums
20 Apr 2017
Driving has become a stressful activity and we often encounter road rage situations due to excess traffic, polluted air, high car insurance premiums and simply lack of time. To avoid this, you should have a positive attitude towards driving and cultivate positive driving habits.
You can certainly become a better driver by following the tips mentioned here. Some of them would even help you save fuel costs as well as car insurance cost to ensure that your annual motoring budget remains within limits. Read on to find the best tips to become a better driver in the UK.
Driving tips that ensure safety and savings for UK motorists:
Watch the speed: Young drivers like the thrill to whizz the speeds but that thrill may not be the best idea in the long run. It is actually risky and many a time results in accidents that can cost lives on any one side. Again, you will have to pay huge car insurance premiums if you choose to drive irresponsibly.
The best way to drive is to follow the speed limits as per the law as it ensures safety as well as keeps the fuel consumption under control. This is because vehicles consume more fuel when on higher gears and speeds and therefore, speeding hurts your pocket in a big way.
Consider the weather: Driving needs to be adjusted according to the weather especially in a place like the UK where snowy roads are the biggest reasons for accidents and road mishaps. In addition, speed limits are the maximum speed but you can keep the vehicle below the limit and enjoy an easy drive to your destination.
You should adjust the speeds as well as driving style with the changing weather conditions. An additional reminder is to choose winter tyres and keep tank half full as it would not only avoid accidents but also reduce fuel costs. This is another way to show your insurers that you drive smooth and are eligible for cheaper car insurance premiums.
Keep it smooth on the road: Drivers with sudden accelerating and braking patterns use 20% more fuel than those with a smooth driving habit. It was discovered that experienced drivers that chart out their routes before starting the vehicle and choose a non-aggressive mode of driving can actually save up to 30% on fuel costs.
Try this method as it will create a better pattern on the black box, which would again help in cutting down the car insurance premiums.
Keep a habit of smooth braking:
Sudden brakes whether on straight roads or bends would hamper the performance of the car in the long run. In addition, constant braking would hamper the longevity of tyres and brakes, not to forget the occasional risk it causes by putting the vehicle off balance.
Rather than braking harshly keep a practice of applying smooth brakes which do not cause excess wear and tear of the vehicle. The driving pattern will also be recorded in the black box and may lead to higher a car insurance cost.
Keep a safe distance between vehicles:
It is vital to keep a safe distance between vehicles driving ahead of your car as it may lead to mishaps or road rage. It is undoubtedly a risky practice to follow a vehicle too closely as a sudden brake by the vehicle in front would result in a major accident.
Back off if you feel the vehicle in front of you is not going smoothly and may bang on your vehicle anytime. In a nut shell, keeping a safe driving distance is the utmost requirement of safe driving.
Use a black box:
This one works wonders especially for young drivers as it monitors everything from your driving style, mileage, distance covered, braking pattern etc. It will report any rash driving practices to the insurer, which may lead to high premiums of car insurance for young drivers, woman and those that love to speed.
This would certainly curb your desire to speed up and go with the adrenaline rush while driving on UK roads.
Keep mobile phones at bay:
Mobile phones are the biggest distractions and are certainly not allowed for people behind the wheel. According to research, 47% of all UK drivers accepted that they check their texts, social media and calls while driving. Some of them even go to an extent of taking photos and videos while they are on the driving seat.
This behaviour leads to disasters and is prohibited by law, in fact, according to the latest mobile phone law, drivers found using the handheld devices would be subjected to double penalty.
This means that apart from the risk of paying £200 as penalty, you are also at danger of losing life. Therefore, it is advisable to keep the mobile phone at a distance plus change its settings to flight mode so that there is no disturbance while driving. In case, it is proved that an accident was caused due to the usage of mobile, even the best car insurance provider would not accept your claim.
Keep an eye on the city traffic:
One often gets baffled while driving in city traffic when compared to countryside places. Pedestrians and school kids running on the roads could be annoying but you cannot afford to lose your mind, instead, you should keep an eye on the speed limits.
In fact, many towns are planning to reduce the limits from 30mph to 20mph, which is in the best interest of the people walking on the streets. Therefore, it is the responsibility of the driver to ensure that the vehicle should be within limits so as to avoid any accidents due to the mistakes of the pedestrians and children.
Have a sincere approach towards driving:
This may seem like old advice but it is of utmost necessity at the current time to prevent roads accidents. Young drivers should focus on the roads, keep their gadgets aside while driving and maintain a habit of keeping the vehicle within the speed limit.
It is not just about the thrill but about saying no to the casual approach towards driving. Make all the effort to improve your driving score as it will bring down the motor insurance premiums. This means that driving safe would also be economical as it would save fuel costs as well as minimise car insurance for young drivers.
Say YES to car insurance:
You must have motor insurance to get the financial help in case you meet with an accident or damage the vehicle due to any reason. For this, you need to do a car insurance comparison and select the providers that offer the cheapest car insurance quotes online.
There is no point in sticking to a car insurance provider that keeps increasing the car insurance premiums without any solid reason. Switch or find out the best car insurance provider that saves you from heavy premiums.
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